US Healthcare consultation for visitors The 2019 Stack Overflow Developer Survey Results Are...
Is there a writing software that you can sort scenes like slides in PowerPoint?
Are spiders unable to hurt humans, especially very small spiders?
The following signatures were invalid: EXPKEYSIG 1397BC53640DB551
Homework question about an engine pulling a train
What aspect of planet Earth must be changed to prevent the industrial revolution?
Why doesn't shell automatically fix "useless use of cat"?
Word for: a synonym with a positive connotation?
Does Parliament hold absolute power in the UK?
How do I design a circuit to convert a 100 mV and 50 Hz sine wave to a square wave?
Match Roman Numerals
ELI5: Why do they say that Israel would have been the fourth country to land a spacecraft on the Moon and why do they call it low cost?
How many cones with angle theta can I pack into the unit sphere?
Why are PDP-7-style microprogrammed instructions out of vogue?
Does Parliament need to approve the new Brexit delay to 31 October 2019?
What's the point in a preamp?
Can I visit the Trinity College (Cambridge) library and see some of their rare books
Example of compact Riemannian manifold with only one geodesic.
How do you keep chess fun when your opponent constantly beats you?
Was credit for the black hole image misappropriated?
how can a perfect fourth interval be considered either consonant or dissonant?
How did passengers keep warm on sail ships?
Do working physicists consider Newtonian mechanics to be "falsified"?
How to handle characters who are more educated than the author?
Mortgage adviser recommends a longer term than necessary combined with overpayments
US Healthcare consultation for visitors
The 2019 Stack Overflow Developer Survey Results Are In
Announcing the arrival of Valued Associate #679: Cesar Manara
Planned maintenance scheduled April 17/18, 2019 at 00:00UTC (8:00pm US/Eastern)
April 2019 photo competition, “Road trip” (Read, rules are different.)Medical Insurance for Canadian visiting United StatesHow do EU citizens claim healthcare bills in the Netherlands with the EHIC?Does the ACA provision about pre-existing conditions apply to visitors to the US?Dual Canadian and British citizen - healthcare coverage in the UK?Healthcare and dual citizenshipAuto insurance for visitors? (Washington state, US)International health insurance expires while abroad, now what?UK Secondary Medical Care for Visitors and TouristsHealthcare in UK for non-resident citizensEU Healthcare for an EU citizen living in the UK
.everyoneloves__top-leaderboard:empty,.everyoneloves__mid-leaderboard:empty,.everyoneloves__bot-mid-leaderboard:empty{ margin-bottom:0;
}
I work in US on a H1 visa and my parents are visiting for couple months. My mom has developed arthritis and I wanted to get second opinion from a doctor in US.
I understand healthcare costs are really high in US, so trying to get more clarity on the following:
- Since I work in US on H1B visa, is it possible for me to cover my parents under the insurance provided by my employer?
- Is there any particular visitor insurance I can take for my mom that would cover an expense like this one?
- Any idea of the costs I could incur if I am not able to find an insurance to cover this?
Thank you!
usa health insurance
New contributor
add a comment |
I work in US on a H1 visa and my parents are visiting for couple months. My mom has developed arthritis and I wanted to get second opinion from a doctor in US.
I understand healthcare costs are really high in US, so trying to get more clarity on the following:
- Since I work in US on H1B visa, is it possible for me to cover my parents under the insurance provided by my employer?
- Is there any particular visitor insurance I can take for my mom that would cover an expense like this one?
- Any idea of the costs I could incur if I am not able to find an insurance to cover this?
Thank you!
usa health insurance
New contributor
add a comment |
I work in US on a H1 visa and my parents are visiting for couple months. My mom has developed arthritis and I wanted to get second opinion from a doctor in US.
I understand healthcare costs are really high in US, so trying to get more clarity on the following:
- Since I work in US on H1B visa, is it possible for me to cover my parents under the insurance provided by my employer?
- Is there any particular visitor insurance I can take for my mom that would cover an expense like this one?
- Any idea of the costs I could incur if I am not able to find an insurance to cover this?
Thank you!
usa health insurance
New contributor
I work in US on a H1 visa and my parents are visiting for couple months. My mom has developed arthritis and I wanted to get second opinion from a doctor in US.
I understand healthcare costs are really high in US, so trying to get more clarity on the following:
- Since I work in US on H1B visa, is it possible for me to cover my parents under the insurance provided by my employer?
- Is there any particular visitor insurance I can take for my mom that would cover an expense like this one?
- Any idea of the costs I could incur if I am not able to find an insurance to cover this?
Thank you!
usa health insurance
usa health insurance
New contributor
New contributor
New contributor
asked 4 hours ago
shreyjshreyj
1061
1061
New contributor
New contributor
add a comment |
add a comment |
1 Answer
1
active
oldest
votes
Since I work in US on H1B visa, is it possible for me to cover my parents under the insurance provided by my employer?
Probably not. This is generally only available for your spouse and dependent children, and even then, you usually can't add people to your policy at any time, only during certain times of the year or at times when your circumstances change.
Is there any particular visitor insurance I can take for my mom that would cover an expense like this one?
If she has medical insurance at home that covers her abroad, certainly see what is covered. Beyond that, you aren't likely to find great options at this point. Temporary coverage for visitors certainly exists, but there's no way it could be a profitable business if it worked the way you want: you've waited until she already needs medical care to buy insurance. That's like trying to buy homeowners insurance while your house is on fire. Short-term and travel insurance policies have significant limitations and exclusions that usually preclude coverage for pre-existing conditions.
Any idea of the costs I could incur if I am not able to find an insurance to cover this?
While health care costs are high in the US, it's certainly possible to see a doctor and pay the (inflated) uninsured price. In some cases, discounts may be available for people without insurance, and you should certainly ask about that up front.
The cheapest option is likely to be a "doc-in-a-box" clinic, often staffed by a nurse practitioner, at a drug store in some states. This is likely to be under $100, but is really meant more for routine matters: infections requiring antibiotics, strep throat, a check and prescription refills for ongoing health conditions, school/employment physicals, etc... It's not where you'd want to go for a second opinion on arthritis. Urgent care facilities are staffed to a higher level and can handle more care. The cash price may be up to $200, but could increase if they run tests while you're there. Still, as the name implies, that's more for urgent (but non-emergency) situations: serious cuts requiring stitches, fractures, sudden illness, etc... It's probably not the best place for this either unless she's having an immediate flare-up and needs help.
Some general practitioners (uninsured price for a visit is likely to be under $200, but ask, and any lab tests would be separate) can treat arthritis, but a second opinion probably implies that you want a specialist, namely a rheumatologist. A specialist is likely to charge more, perhaps up to a few hundred dollars, but you can call up local rheumatologists offices, explain that your mother is uninsured and the situation, and ask what they'd charge for an office visit (they may be unable to answer). If she had lab tests back home, she could request the results and bring them.
Prescription medications, particularly brand name drugs not available as generics, can be extremely expensive in the United States. If she is prescribed any drugs for her condition, those may be absurdly unaffordable (they also may not be available back home to continue her care). Doctors often don't know how much drugs cost, but that's something to discuss with the doctor if medication is prescribed as well as ensuring that she'll be able to continue taking it when she goes home.
Also a rheumatologist or other specialist if they're not independent may require a referral from a general practitioner. It may be difficult to get appointments for either or both of those.
– mkennedy
2 hours ago
1
OP can also do what millions of Americans do and just go to Mexico. Much cheaper and no referrals required.
– JonathanReez♦
48 mins ago
add a comment |
Your Answer
StackExchange.ready(function() {
var channelOptions = {
tags: "".split(" "),
id: "273"
};
initTagRenderer("".split(" "), "".split(" "), channelOptions);
StackExchange.using("externalEditor", function() {
// Have to fire editor after snippets, if snippets enabled
if (StackExchange.settings.snippets.snippetsEnabled) {
StackExchange.using("snippets", function() {
createEditor();
});
}
else {
createEditor();
}
});
function createEditor() {
StackExchange.prepareEditor({
heartbeatType: 'answer',
autoActivateHeartbeat: false,
convertImagesToLinks: false,
noModals: true,
showLowRepImageUploadWarning: true,
reputationToPostImages: null,
bindNavPrevention: true,
postfix: "",
imageUploader: {
brandingHtml: "Powered by u003ca class="icon-imgur-white" href="https://imgur.com/"u003eu003c/au003e",
contentPolicyHtml: "User contributions licensed under u003ca href="https://creativecommons.org/licenses/by-sa/3.0/"u003ecc by-sa 3.0 with attribution requiredu003c/au003e u003ca href="https://stackoverflow.com/legal/content-policy"u003e(content policy)u003c/au003e",
allowUrls: true
},
noCode: true, onDemand: true,
discardSelector: ".discard-answer"
,immediatelyShowMarkdownHelp:true
});
}
});
shreyj is a new contributor. Be nice, and check out our Code of Conduct.
Sign up or log in
StackExchange.ready(function () {
StackExchange.helpers.onClickDraftSave('#login-link');
});
Sign up using Google
Sign up using Facebook
Sign up using Email and Password
Post as a guest
Required, but never shown
StackExchange.ready(
function () {
StackExchange.openid.initPostLogin('.new-post-login', 'https%3a%2f%2ftravel.stackexchange.com%2fquestions%2f135586%2fus-healthcare-consultation-for-visitors%23new-answer', 'question_page');
}
);
Post as a guest
Required, but never shown
1 Answer
1
active
oldest
votes
1 Answer
1
active
oldest
votes
active
oldest
votes
active
oldest
votes
Since I work in US on H1B visa, is it possible for me to cover my parents under the insurance provided by my employer?
Probably not. This is generally only available for your spouse and dependent children, and even then, you usually can't add people to your policy at any time, only during certain times of the year or at times when your circumstances change.
Is there any particular visitor insurance I can take for my mom that would cover an expense like this one?
If she has medical insurance at home that covers her abroad, certainly see what is covered. Beyond that, you aren't likely to find great options at this point. Temporary coverage for visitors certainly exists, but there's no way it could be a profitable business if it worked the way you want: you've waited until she already needs medical care to buy insurance. That's like trying to buy homeowners insurance while your house is on fire. Short-term and travel insurance policies have significant limitations and exclusions that usually preclude coverage for pre-existing conditions.
Any idea of the costs I could incur if I am not able to find an insurance to cover this?
While health care costs are high in the US, it's certainly possible to see a doctor and pay the (inflated) uninsured price. In some cases, discounts may be available for people without insurance, and you should certainly ask about that up front.
The cheapest option is likely to be a "doc-in-a-box" clinic, often staffed by a nurse practitioner, at a drug store in some states. This is likely to be under $100, but is really meant more for routine matters: infections requiring antibiotics, strep throat, a check and prescription refills for ongoing health conditions, school/employment physicals, etc... It's not where you'd want to go for a second opinion on arthritis. Urgent care facilities are staffed to a higher level and can handle more care. The cash price may be up to $200, but could increase if they run tests while you're there. Still, as the name implies, that's more for urgent (but non-emergency) situations: serious cuts requiring stitches, fractures, sudden illness, etc... It's probably not the best place for this either unless she's having an immediate flare-up and needs help.
Some general practitioners (uninsured price for a visit is likely to be under $200, but ask, and any lab tests would be separate) can treat arthritis, but a second opinion probably implies that you want a specialist, namely a rheumatologist. A specialist is likely to charge more, perhaps up to a few hundred dollars, but you can call up local rheumatologists offices, explain that your mother is uninsured and the situation, and ask what they'd charge for an office visit (they may be unable to answer). If she had lab tests back home, she could request the results and bring them.
Prescription medications, particularly brand name drugs not available as generics, can be extremely expensive in the United States. If she is prescribed any drugs for her condition, those may be absurdly unaffordable (they also may not be available back home to continue her care). Doctors often don't know how much drugs cost, but that's something to discuss with the doctor if medication is prescribed as well as ensuring that she'll be able to continue taking it when she goes home.
Also a rheumatologist or other specialist if they're not independent may require a referral from a general practitioner. It may be difficult to get appointments for either or both of those.
– mkennedy
2 hours ago
1
OP can also do what millions of Americans do and just go to Mexico. Much cheaper and no referrals required.
– JonathanReez♦
48 mins ago
add a comment |
Since I work in US on H1B visa, is it possible for me to cover my parents under the insurance provided by my employer?
Probably not. This is generally only available for your spouse and dependent children, and even then, you usually can't add people to your policy at any time, only during certain times of the year or at times when your circumstances change.
Is there any particular visitor insurance I can take for my mom that would cover an expense like this one?
If she has medical insurance at home that covers her abroad, certainly see what is covered. Beyond that, you aren't likely to find great options at this point. Temporary coverage for visitors certainly exists, but there's no way it could be a profitable business if it worked the way you want: you've waited until she already needs medical care to buy insurance. That's like trying to buy homeowners insurance while your house is on fire. Short-term and travel insurance policies have significant limitations and exclusions that usually preclude coverage for pre-existing conditions.
Any idea of the costs I could incur if I am not able to find an insurance to cover this?
While health care costs are high in the US, it's certainly possible to see a doctor and pay the (inflated) uninsured price. In some cases, discounts may be available for people without insurance, and you should certainly ask about that up front.
The cheapest option is likely to be a "doc-in-a-box" clinic, often staffed by a nurse practitioner, at a drug store in some states. This is likely to be under $100, but is really meant more for routine matters: infections requiring antibiotics, strep throat, a check and prescription refills for ongoing health conditions, school/employment physicals, etc... It's not where you'd want to go for a second opinion on arthritis. Urgent care facilities are staffed to a higher level and can handle more care. The cash price may be up to $200, but could increase if they run tests while you're there. Still, as the name implies, that's more for urgent (but non-emergency) situations: serious cuts requiring stitches, fractures, sudden illness, etc... It's probably not the best place for this either unless she's having an immediate flare-up and needs help.
Some general practitioners (uninsured price for a visit is likely to be under $200, but ask, and any lab tests would be separate) can treat arthritis, but a second opinion probably implies that you want a specialist, namely a rheumatologist. A specialist is likely to charge more, perhaps up to a few hundred dollars, but you can call up local rheumatologists offices, explain that your mother is uninsured and the situation, and ask what they'd charge for an office visit (they may be unable to answer). If she had lab tests back home, she could request the results and bring them.
Prescription medications, particularly brand name drugs not available as generics, can be extremely expensive in the United States. If she is prescribed any drugs for her condition, those may be absurdly unaffordable (they also may not be available back home to continue her care). Doctors often don't know how much drugs cost, but that's something to discuss with the doctor if medication is prescribed as well as ensuring that she'll be able to continue taking it when she goes home.
Also a rheumatologist or other specialist if they're not independent may require a referral from a general practitioner. It may be difficult to get appointments for either or both of those.
– mkennedy
2 hours ago
1
OP can also do what millions of Americans do and just go to Mexico. Much cheaper and no referrals required.
– JonathanReez♦
48 mins ago
add a comment |
Since I work in US on H1B visa, is it possible for me to cover my parents under the insurance provided by my employer?
Probably not. This is generally only available for your spouse and dependent children, and even then, you usually can't add people to your policy at any time, only during certain times of the year or at times when your circumstances change.
Is there any particular visitor insurance I can take for my mom that would cover an expense like this one?
If she has medical insurance at home that covers her abroad, certainly see what is covered. Beyond that, you aren't likely to find great options at this point. Temporary coverage for visitors certainly exists, but there's no way it could be a profitable business if it worked the way you want: you've waited until she already needs medical care to buy insurance. That's like trying to buy homeowners insurance while your house is on fire. Short-term and travel insurance policies have significant limitations and exclusions that usually preclude coverage for pre-existing conditions.
Any idea of the costs I could incur if I am not able to find an insurance to cover this?
While health care costs are high in the US, it's certainly possible to see a doctor and pay the (inflated) uninsured price. In some cases, discounts may be available for people without insurance, and you should certainly ask about that up front.
The cheapest option is likely to be a "doc-in-a-box" clinic, often staffed by a nurse practitioner, at a drug store in some states. This is likely to be under $100, but is really meant more for routine matters: infections requiring antibiotics, strep throat, a check and prescription refills for ongoing health conditions, school/employment physicals, etc... It's not where you'd want to go for a second opinion on arthritis. Urgent care facilities are staffed to a higher level and can handle more care. The cash price may be up to $200, but could increase if they run tests while you're there. Still, as the name implies, that's more for urgent (but non-emergency) situations: serious cuts requiring stitches, fractures, sudden illness, etc... It's probably not the best place for this either unless she's having an immediate flare-up and needs help.
Some general practitioners (uninsured price for a visit is likely to be under $200, but ask, and any lab tests would be separate) can treat arthritis, but a second opinion probably implies that you want a specialist, namely a rheumatologist. A specialist is likely to charge more, perhaps up to a few hundred dollars, but you can call up local rheumatologists offices, explain that your mother is uninsured and the situation, and ask what they'd charge for an office visit (they may be unable to answer). If she had lab tests back home, she could request the results and bring them.
Prescription medications, particularly brand name drugs not available as generics, can be extremely expensive in the United States. If she is prescribed any drugs for her condition, those may be absurdly unaffordable (they also may not be available back home to continue her care). Doctors often don't know how much drugs cost, but that's something to discuss with the doctor if medication is prescribed as well as ensuring that she'll be able to continue taking it when she goes home.
Since I work in US on H1B visa, is it possible for me to cover my parents under the insurance provided by my employer?
Probably not. This is generally only available for your spouse and dependent children, and even then, you usually can't add people to your policy at any time, only during certain times of the year or at times when your circumstances change.
Is there any particular visitor insurance I can take for my mom that would cover an expense like this one?
If she has medical insurance at home that covers her abroad, certainly see what is covered. Beyond that, you aren't likely to find great options at this point. Temporary coverage for visitors certainly exists, but there's no way it could be a profitable business if it worked the way you want: you've waited until she already needs medical care to buy insurance. That's like trying to buy homeowners insurance while your house is on fire. Short-term and travel insurance policies have significant limitations and exclusions that usually preclude coverage for pre-existing conditions.
Any idea of the costs I could incur if I am not able to find an insurance to cover this?
While health care costs are high in the US, it's certainly possible to see a doctor and pay the (inflated) uninsured price. In some cases, discounts may be available for people without insurance, and you should certainly ask about that up front.
The cheapest option is likely to be a "doc-in-a-box" clinic, often staffed by a nurse practitioner, at a drug store in some states. This is likely to be under $100, but is really meant more for routine matters: infections requiring antibiotics, strep throat, a check and prescription refills for ongoing health conditions, school/employment physicals, etc... It's not where you'd want to go for a second opinion on arthritis. Urgent care facilities are staffed to a higher level and can handle more care. The cash price may be up to $200, but could increase if they run tests while you're there. Still, as the name implies, that's more for urgent (but non-emergency) situations: serious cuts requiring stitches, fractures, sudden illness, etc... It's probably not the best place for this either unless she's having an immediate flare-up and needs help.
Some general practitioners (uninsured price for a visit is likely to be under $200, but ask, and any lab tests would be separate) can treat arthritis, but a second opinion probably implies that you want a specialist, namely a rheumatologist. A specialist is likely to charge more, perhaps up to a few hundred dollars, but you can call up local rheumatologists offices, explain that your mother is uninsured and the situation, and ask what they'd charge for an office visit (they may be unable to answer). If she had lab tests back home, she could request the results and bring them.
Prescription medications, particularly brand name drugs not available as generics, can be extremely expensive in the United States. If she is prescribed any drugs for her condition, those may be absurdly unaffordable (they also may not be available back home to continue her care). Doctors often don't know how much drugs cost, but that's something to discuss with the doctor if medication is prescribed as well as ensuring that she'll be able to continue taking it when she goes home.
answered 3 hours ago
Zach LiptonZach Lipton
62k11188250
62k11188250
Also a rheumatologist or other specialist if they're not independent may require a referral from a general practitioner. It may be difficult to get appointments for either or both of those.
– mkennedy
2 hours ago
1
OP can also do what millions of Americans do and just go to Mexico. Much cheaper and no referrals required.
– JonathanReez♦
48 mins ago
add a comment |
Also a rheumatologist or other specialist if they're not independent may require a referral from a general practitioner. It may be difficult to get appointments for either or both of those.
– mkennedy
2 hours ago
1
OP can also do what millions of Americans do and just go to Mexico. Much cheaper and no referrals required.
– JonathanReez♦
48 mins ago
Also a rheumatologist or other specialist if they're not independent may require a referral from a general practitioner. It may be difficult to get appointments for either or both of those.
– mkennedy
2 hours ago
Also a rheumatologist or other specialist if they're not independent may require a referral from a general practitioner. It may be difficult to get appointments for either or both of those.
– mkennedy
2 hours ago
1
1
OP can also do what millions of Americans do and just go to Mexico. Much cheaper and no referrals required.
– JonathanReez♦
48 mins ago
OP can also do what millions of Americans do and just go to Mexico. Much cheaper and no referrals required.
– JonathanReez♦
48 mins ago
add a comment |
shreyj is a new contributor. Be nice, and check out our Code of Conduct.
shreyj is a new contributor. Be nice, and check out our Code of Conduct.
shreyj is a new contributor. Be nice, and check out our Code of Conduct.
shreyj is a new contributor. Be nice, and check out our Code of Conduct.
Thanks for contributing an answer to Travel Stack Exchange!
- Please be sure to answer the question. Provide details and share your research!
But avoid …
- Asking for help, clarification, or responding to other answers.
- Making statements based on opinion; back them up with references or personal experience.
To learn more, see our tips on writing great answers.
Sign up or log in
StackExchange.ready(function () {
StackExchange.helpers.onClickDraftSave('#login-link');
});
Sign up using Google
Sign up using Facebook
Sign up using Email and Password
Post as a guest
Required, but never shown
StackExchange.ready(
function () {
StackExchange.openid.initPostLogin('.new-post-login', 'https%3a%2f%2ftravel.stackexchange.com%2fquestions%2f135586%2fus-healthcare-consultation-for-visitors%23new-answer', 'question_page');
}
);
Post as a guest
Required, but never shown
Sign up or log in
StackExchange.ready(function () {
StackExchange.helpers.onClickDraftSave('#login-link');
});
Sign up using Google
Sign up using Facebook
Sign up using Email and Password
Post as a guest
Required, but never shown
Sign up or log in
StackExchange.ready(function () {
StackExchange.helpers.onClickDraftSave('#login-link');
});
Sign up using Google
Sign up using Facebook
Sign up using Email and Password
Post as a guest
Required, but never shown
Sign up or log in
StackExchange.ready(function () {
StackExchange.helpers.onClickDraftSave('#login-link');
});
Sign up using Google
Sign up using Facebook
Sign up using Email and Password
Sign up using Google
Sign up using Facebook
Sign up using Email and Password
Post as a guest
Required, but never shown
Required, but never shown
Required, but never shown
Required, but never shown
Required, but never shown
Required, but never shown
Required, but never shown
Required, but never shown
Required, but never shown